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  • Thank you for your help. Thank you for your web site Your experience, your published claim report, and the diminished claim manual were exactly the tools that I needed to pursue this claim.

    — Charlotte Baggett
    Washington, D.C.

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Yes. Collector car insurance uses an appraisal to determine the fair market value for your collectible-quality vehicle. Most owners of collector cars carry standard insurance, which may result in less than half the compensation in the event of a loss.

If you choose not to carry special insurance, get a professional appraisal of your collectible vehicle on file with your insurance company, and demand a specific endorsement to protect your investment.

Terry M. Fisher, Owner, Autoloss.com
Terry M. Fisher
Autoloss.com Founder

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