Legal Disclaimer

Call Now For Help With Diminished Value

Legal Disclaimer

Autoloss does not offer legal or tax advice. This website should be used for educational purposes only. No information on this site should be considered legal or tax advice. Laws vary by state, so you are urged to research the specific laws, and your rights, within your state. If you have specific questions regarding your rights or the laws in your state, please contact an attorney or professional tax advisor.

The information and/or material contained in this website are provided as is without warranty expressed or implied. Autoloss will not be liable for any damages arising from using the information on this website, including direct, indirect, incidental, punitive and consequential damages.

Autoloss does not employ attorneys and we do not provide legal advice. Autoloss is not a law firm and under no circumstances should any information contained on this website be considered legal advice.

Autoloss is not licensed in every state. Please call us to confirm that we can help you in your individual state.

Autoloss operates from Portland, Oregon. Users of this site agree that the laws of Multnomah County, Oregon, will govern all transactions, and Multnomah County, Oregon is the only location in which any action may be brought.

Autoloss does not handle total-loss claims in Alabama, Connecticut, New Jersey, New York, South Carolina, Rhode Island, and Wyoming.

Autoloss reserves the right to refuse service to anyone for any reason.

Autoloss has made every effort that the information on this website is as accurate as possible; however, we assume no responsibility for any errors or omissions in this site or our reports. If you require legal services please contact a local attorney in your area. All rights reserved.

Cancellation Policy

If the customer wishes to cancel an in-progress appraisal, they may do so at any time prior to receiving our appraisal.

There is a $75 fee for cancellation. Any and all requested refunds will be issued only after we receive payment of this cancellation fee.

Refund Policy

The fees for any report is not contingent upon any value reflected in the report. We reserve the right to amend the claim if there is an accidental error or omission. There is no guarantee either written or implied of a specific settlement.

Requirements for a refund:

  1. The client must have made all needed documents available to Autoloss.
  2. Evidence of filing with the Dept of Insurance and their written response.

We can not guarantee that the insurer will pay the entire claim amount. No guarantee for a full and final settlement has been made either verbal or in writing regarding a full settlement.

If after submitting the appraisal and a demand letter — following our instructions, and pursuing reasonable collection attempts — you are offered a settlement that is less than the cost of our Appraisal fees, we will refund to you the full appraisal fee. Typically, the refund checks take 30 days to process.

Situations where we will not refund your money if you do not receive at least the cost of the appraisal:

  • You do not invoke your appraisal rights on a Total Loss (i.e. the appraisal clause)
  • You have not followed the reasonable pursuit of the claim; this includes filing a lawsuit for Diminished Value and arriving at a verdict.
  • Your vehicle has previous undisclosed damage. In this case, all guarantees are null.
  • We cannot offer a refund if the carrier reimbursed you for the appraisal cost.

All unapproved chargebacks will be treated as insurance fraud and referred to the proper authorities.

To qualify for our money back guarantee the following terms and conditions apply to your vehicle:

  • Four years old or newer and has less than 90,000 miles.
  • It has no prior accident history regardless of whether the accident history was published in a vehicle history report.
  • You must own the vehicle  and the vehicle must be repaired
  • The guarantee is only good for the first 12 months after the claim is started


The following additional terms and conditions apply to our money back guarantee:

  • The final settlement of your claim must be less than the appraisal fee.
  • You weren’t the at-fault party in the accident.
  • The guarantee applies only to 3rd party claims where you submit a claim through the at-fault driver’s insurance company. It does not apply to a 1st party claim where you attempt to make a diminished value claim against your own insurance company.
  • The guarantee does not apply to situations where the policy limit was insufficient or already exhausted.
  • Leased vehicle’s are not eligible for a money back guarantee.
  • You provide proof that you followed all of our negotiation instructions and recommendations including filing the specific insurance commissioner complaint that we send you.
  • If we recommend that you file a lawsuit to recover your diminished value and you fail to do so, the money back guarantee does not apply.
  • You cannot make a claim under our money back guarantee if the insurance company reimbursed you for the cost of your appraisal report.
  • If you signed a release of liability with the insurance company you do not qualify for the money back guarantee.
  • All settlements must be verified before any refunds are issued. This may include providing copies of any insurance company settlement checks, correspondence, emails, denial letters etc as well as proof of lawsuit filing and verdict.
  • You are not able to get your appraisal fee back if your policy does not have the correct coverage ie the underinsured/ underinsured part of the policy for property damage
  • If the diminished value report is turned in and the statue of limitations runs out after the report is completed
  • If the vehicle is totaled and you have completed a diminished value claim
  • If the insurance company is found to be insolvent or files for bankruptcy we are not able to refund the appraisal fee


If you  feel you meet the specific requirements as outlined above please forward the evidence to for us to review


Questions about our money back guarantee? Call us for guidelines/ information: 877-655-1661.

Payment for Appraisal:

Payment for a product must be paid for in advance of delivery of the product or service ordered. We accept payment by all credit cards as well as money orders and personal checks made payable and mailed to:

10117 SE Sunnyside Rd.
Clackamas OR 97015

Customer Reviews

  • I settled the Diminished Value Claim. I traded my Jeep and got something else. The dealership gave me 23,000.00 for my 2007 Jeep towards a different vehicle, and State Farm gave me 4,000.00 for Diminished Value. Initially, State Farm only offered me $1,500 for Diminished Value. So I was happy... Read More

    Diminished Value - Jeep Claim

  • My car was involved in a terrible accident while parked on the street. Damage was substantial enough that insurance company totaled it and promptly offered a settlement. But I did not feel the settlement amount was adequate; given it was almost a classical Mercedes in an excellent condition. so I... Read More

    Diminished Value - Mercedes Claim

  • Thank you again for your enormous help and expertise. As you know, after my 2007 Volvo was involved in an accident earlier this fall, I was disappointed with the insurance company's "Diminished Value" they had assigned to the vehicle as a result of the accident. The amount of Diminished Value... Read More

    Dick Sullivan - Atlanta, Georgia

  • I just wanted to thank you so much for your help. Talking to you today has eased my mind. I will be referring your company to friends and family. Monica was wonderful as well. It's so nice doing business with such nice people. Read More

    Allison Teague, Atlanta, Georgia

  • My new Maserati was stolen and Amica Insurance Company only offered me $62,000. I called Autoloss and spoke with the owner, Terry Fisher. I was so impressed with Mr. Fisher I signed up on the spot. Within 1 month Autoloss had negotiated a new settlement of over $30,000 more then... Read More

    Kenny Clark - Atlanta, Georgia

  • After my brand new truck was recovered after being stolen, I was sent a $750 check from my insurance company for Diminished Value. At first I was excited... Then I researched Diminished Value and stumbled upon Autoloss. After reading numerous testimonials where people were rewarded thousands in damage, I decided... Read More

    Josh Mallard, NFL Defensive End - Denver, Colorado

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