Total loss
Total Loss Appraisals
A total loss appraisal is an independent valuation of your vehicle’s market value just before the loss, built from comparable vehicles and your records. Use it to challenge a low actual-cash-value offer with the adjuster, or as evidence in the appraisal process if your policy has an appraisal clause.
Unsatisfied with your insurance company's offer on your loss? There may be a difference between what your insurance company is willing to pay you, and the fair market value of your vehicle! An independent total-loss appraisal can document your vehicle’s pre-loss market value.
You can hire an independent appraiser at any time. Many auto policies also contain an appraisal clause that either side can invoke to resolve a disagreement over value; check your policy for its terms. Insurers often use automated valuation reports. An independent appraisal checks whether the comparable vehicles, condition, mileage, and options in that report match your vehicle. If you've been offered a settlement you feel is unfair, call us at (877) 655-1661 or describe your settlement challenge in our no-obligation appraisal quote request — An appraisal documents the vehicle's pre-loss market value using comparable vehicles. Individual results vary based on the vehicle, evidence, insurer, state, coverage, and circumstances of each claim. Past results do not guarantee a similar outcome.
Independent appraisals
Want a number you can defend?
An Autoloss appraisal documents your vehicle’s value with comparable vehicles, prepared from your repair order, photos and records and reviewed by Monica Fisher.
The claim review is free: we look at your situation and tell you whether an appraisal is likely to help. The appraisal itself is a paid report.
Not sure whether an appraisal will help?
The claim review is free: we look at your situation and tell you whether an appraisal is likely to help. The appraisal itself is a paid report. We help from start to finish, including a custom demand letter, and our support staff is a phone call away throughout the process.